David Giertz’s Warning To Financial Advisers Who Don’t Discuss Social Security

The President of Nationwide Financial Distributors, David L. Giertz, recently sat down with a Wall Street Journal reporter in order to discuss many financial advisers reluctance to talk about social securities benefits with their clients. The main reason for this, David Giertz said, is that the rules are very complex and many financial advisers don’t feel well qualified to address the matter. Giertz gave two reasons why this is a mistake.

The first reason David Giertz gave is that, in a recent study conducted by his firm, many investors said they are willing to switch financial advisers if their current one won’t discuss social security on Yolasite.com. If financial advisers want to retain their clients they simply must discuss social security. The second reason he gave is that because social security benefits can make up to 40% of many people’s income after retirement, it’s simply too large of an issue to ignore.

Read more: Insurance Agent at Nationwide Financial Institution in Fort Lauderdale, FL

David Giertz has 30 years of experience in the financial industry and still serves as a financial adviser himself. He started his professional career at Financial Horizons Security Corporation in 1989 and worked for Citicorp from 1991 to 1999. He joined Nationwide Investment Services Corporation in 1999.

In June 2014 Giertz earned his first role as a President at Nationwide when he led their Financial Institution Distributors Channel. Prior to his current position, he was also served as the President of Financial Institutions and Wirehouse Distribution Channel.

David Giertz is registered with FINRA as a broker. He has also passed the State Securities Law Exam, Principal/Supervisory Exam, and General Industry & Products Exam. He earned his Bachelor’s Degree in Business Administration and Management at Millikin University and his MBA from the University of Miami – School of Business.

Visit https://angel.co/david-giertz for more information about David Giertz.

Brad Reifler Has Experiences In Investing That Have Helped Change His Company’s Objective

Brad Reifler knows that investing has been something that many middle class and lower income people have looked at in a bad light over the years, and he is working to change how people look at it. His company, Forefront Capital has recently opened a fund that allows non-accredit investors to open an account with for only $1,000.

He started this fund at his company because at one point he had tried to open a college savings fund for his daughters that didn’t make the profits he had hoped it would when the time came, and it actually lost some money.

He had also tried to invest his father’s lifesavings in an alternative investment fund where he had hoped to open an IRA, but because his father was unaccredited he had limited options to do so.

These experiences for Brad Reifler prompted him to weigh in on the 2016 box office hit, Money Monster. Although all the people and events that happen in this movie are fictional, Reifler says that many people experience similar situations in today’s marketplace.

But he believes if accountability and transparency is brought to Wall Street and its investment companies that people can once again believe in investing and its benefits.

According to Crunchbase, Brad Reifler says that the stock market should not be the only place investors look to when deciding to invest. While there are a lot of good stocks and funds to invest in here, it’s also a very risky environment.

He also says investors have to know who they’re investing with, and make sure their investment manager has proven results. But lastly he says investors have to have a goal while investing, and they should never deviate away from that goal.

His first company, Reifler Trading Company was started in 1982 and Reifler built its portfolio into millions of dollars in assets under management. It became a prominent independent futures company that was later merged with Refco. Reifler started Pali Capital in 1982 and it became a large private equity firm and hedge fund manager.

Bloomberg has it that after running this company for 14 years, Brad Reifler built Forefront Capital which soon built a client base of some of New York’s most respected financial clients. He started Forefront Income Trust for non-accredited investors in 2014 and continues to work on their behalf to find more alternatives to the stock market for investing.

Learn more about Brad Reifler: http://www.marketwired.com/press-release/brad-reifler-forefront-capital-advisors-ceo-announces-new-partnership-with-easter-seals-2104550.htm

Why WEN Cleansing Conditioner Is The Must-Have Hair Product Of 2017

Today’s hair care experts are turning away from traditional shampoos and conditioners for good. That’s because recent studies have revealed the damaging effects of ingredients found in most commercial hair care products.

We now know that many commercial hair care brands fill their products up with chemicals such as sulfates, which strip the hair of its natural oils, and synthetic fragrances that can cause dandruff, scalp irritation and dryness.

Luckily, we can finally cleanse and condition our hair without relying on these damaging commercial products. WEN by Chaz has created the 5-in-1 Cleansing Conditioner which cleans and moisturizes hair using only natural ingredients.

WEN Cleansing Condition replaces shampoo, conditioner, deep conditioner, detangler and leave-in conditioner. It’s also free of sulfates which dry hair and strip it of its natural oils.

Many women who switch from shampoo and conditioner to WEN Cleansing Conditioner notice softer, shinier and more manageable hair immediately. That’s because of the vegetable glycerin. This plant-based product restores hair’s shine and softness and acts as a humectant, meaning that it actually grabs moisture from the air and locks it in the hair’s follicles. For centuries, women have been using vegetable glycerin as a natural hair moisturizer.

Women who use WEN Cleansing Conditioner also find that their scalp is free of irritation and that their hair is no longer full of frizz. That’s because of chamomile extract. Often consumed as a tea, chamomile is known for calming down the mind as well as the digestive tract. Chamomile has the same effect on hair, relaxing stressed out tresses and eradicating frizz once and for all.

Other botanical extracts like rosemary clean hair thoroughly, ridding it of dirt and unnecessary oils. As a result, hair is soft, shiny and healthier than ever.

WEN Cleansing Conditioner restores hair back to health. Therefore, you can finally ditch the shampoo and conditioner for good and switch to this all-natural product.

Madison County Courier Is Available To Locate Cheap Attorneys

There are many individuals in New York who are wrapped up in different legal issues. It would be wise for these individuals to obtain legal counsel for their situation. Surveys show that the number one reason why people do not get a lawyer for a legal issue is due to the cost. Even the cheapest attorney known in New York is too expensive for an average individual within the New York area.


This is where the Madison County Courier comes in. This online service is suitable for people, with little or no money, who need a lawyer. The only thing a person needs to use this service is the Internet. There are no charges whatsoever. The person using the online service will need to enter basic information regarding their situation. This information would include the type of case, a written summary, in simple words, of the case, and the amount of money available for a lawyer.


By entering the proper information into the database, the individual will receive a list of attorneys available at that moment. This list will start with attorneys who do not charge anything until the case is won up to attorneys who charge extremely low fees. Any attorney listed on the Madison County Courier database is high ranking with minimal or no bad reviews.


Attorney Jeremy L. Goldstein did all he could to get this program put in place. Attorney Goldstein observed firsthand how attorneys overcharge their clients. This caused Attorney Goldstein to leave the major firm he was working for and start his own firm.


In the midst of representing some of the biggest companies in New York, Attorney Goldstein had an everyday urge to help the people within his community. After numerous meetings with the New York Bar Association, the Madison County Courier online service was born.


For more details, visit http://jlgassociates.com/.


Doe Deere And Lime Crime: Giving People The Tools To Express Themselves

Doe Deere, the founder of Lime Crime cosmetics, was born in Russia, raised in New York City and now lives in Los Angeles. Imaginative and ambitious, she always dreamed about becoming a musician. While creating make-up to wear during performances with her rock & roll band, she invented the Lime Crime cosmetics line. Her attempt at being a musician taught her a great deal about marketing and building a career. It also taught her to appreciate the people that support her efforts. That has helped Doe Deere to build a rabid international following for her Lime Crime brand which she founded in 2008.

But Doe Deere has long been an entrepreneur at heart. Her first business was selling temporary tattoos to her classmates when she was a 13 year old in Russia. Deere enjoyed finding unique tattoos and popularizing them among her classmates. A big part of her marketing strategy was convincing the other kids that wearing the tattoos was cool. The 14 years she lived in New York attending Fashion Institute of Technology and just soaking up the confident New York attitude helped her develop as an entrepreneur as well as a person. It was also there she met her husband and business partner Mark.

Now that Doe Deere has become a success, she has become an inspiration for many young women. The main piece of advice Deere says she wants to share with those ambitious, budding entrepreneurs is to follow their hearts. Deere says if they have a unique skill or special talent, they should develop it and give themselves the opportunity to blossom and reach their full potential. She points out that it’s important to get to know themselves and really explore their ideas. This will help them to grow personally and professionally and provide their customers with the best value possible because they are doing what they love and feel strongly about it.

Ever since she was a child, Doe Deere has always loved bright, unusual colors. What surprised her was how many other people loved them as well. Add to that, make-up represents the freedom to express herself and make a fashion statement without worrying about what people think. What has helped to make Lime Crime cosmetics so profitable is a large number of people all around the world feel the same way. And Lime Crime gives them the makeup they need to express themselves.

To learn more about Doe Deere and Lime Crime, visit www.doedeere.com.


WEN By Chaz Is One Of The Better Conditioners You’ll Find

WEN  is a very reliable hair care product that you will love because of the tremendous job it does smoothing and softening hair. Maybe you’ve seen their commercials on QVC and wanted that wavy shiny hair that many of the actors have but weren’t sure if you should believe the hype. Well a user at bustle.com tried the product for her and was fairly pleased with the job it did.

According to this particular user, WEN by Chaz did not leave a lot of hair strands on her shower floor when she used it and the conditioner could be felt going to work right away. It really was true for her that her hair started feeling thicker and fuller and she was able to be more confident about herself during the day. She did note that the conditioner didn’t work as well if it was used just before going to bed or if she planned not to shower on a particular day. But overall it is a conditioner she’s been happy with.

WEN by Chaz is the masterpiece of hair style and cosmetic enthusiast Chaz Dean. Chaz Dean started out as a photographer but found a special love for beautiful hair that he decided to pursue and while attending cosmetology school he experimented with different shampoo and conditioner formulas. He soon developed a product he loved, and after obtaining the patent rights to it he opened his own salon in Hollywood and today serves some of the most notable female celebrities.

WEN by Chaz products can be ordered online at WEN.com or at http://chazdean.com/store.aspx. If you prefer to shop in a brick and mortar store, you can do so but only a limited number of retailers distribute the products. If you’re mostly interested in buying the shampoo and conditioner, the basic kit should suffice but if you want to add even more touch to your hair you might want to buy their deluxe kit.

Follow Wen on Twitter for updates and promos!


Water Supply at Squaw Valley’s High Mountain is Off, But Sking is On

On November 8, 2016, an alert was announced from the Squaw Valley Ski Resort that they were having an issue with the water supply on the high mountain. CEO Andy Wirth and the Board of Directors of the resort detected bacteria in the water in a routine test. They immediately contacted the Placer County Department of Environmental Health and their findings were confirmed. Small amounts of E. Coli and coliform bacteria were found in the upper mountain water system.


Mr. Wirth closed the restaurants on the upper mountain, and tourists and skiers cannot drink any of the water on the high mountain until the issue is fully resolved. All of the visitors are required to drink bottled water, which Squaw Valley is supplying to all the guests.


The Public Relations Director for Squaw Valley Alpine Meadows Ski Resorts published a statement on November 30 concerning the water issues. It relayed the information that over the summer a new water system was installed at High Camp and Gold Coast, and that is where the contamination occurred. The contamination occurred because of the high amount of rain in Lake Tahoe this season, which inundated the new pipes and caused the problem.


When the issue was first discovered, Squaw Valley contacted several experts on water management to assess the situation and provide the best suggestions for amending the problem. With this additional help, Squaw Valley is addressing the problem and monitoring the levels. When the levels have been reduced to normal, the restaurants will open and skiers will be notified. But Andy Wirth and the Board refuse to open any of the water supplies on the high mountain until experts and the Placer County Department of Environmental Health agree that it is safe.


Squaw Valley is a popular ski resort for tourists both in the U.S and around the world. This issue has been taken very seriously, and all efforts are being taken to ensure complete safety for the guests.

The Amazing Journey of Julie Zuckerberg in Recruitment Sector

Julie Zuckerberg is considered as one of the most successful female recruitment specialists from New York. She is currently leading the senior level recruitment process of Private, Wealth & Commercial Clients, Asset Management, as well as GTO of Deutsche Bank as its Executive Talent Acquisition Lead. Working in such a position is a true testament of her professional excellence. In addition, she also had a decorated career as talent acquisition expert and led in different organizations from different sectors including but not limiting to insurance, legal and consumer market.

Julie has a graduation degree in Psychology from City University of New York-Brooklyn College, and she also pursued a degree in Law at New York Law School. Her impressive career in talent acquisition started at Hudson as Director of Candidate Placement in 2002. In this position, Julie was responsible for recruiting attorneys, support staff, and paralegal as well as other candidates with a legal background. During this time, she also provided career counseling to the new recruits and acted as a link between the staff and employers to manage any work-related conflicts. She worked at Hudson for five years and then got employment as Executive Recruiter in Citi Global Functions in 2007. This was a bigger role for Julie where she managed full recruitment process for senior level vacancies with legal backgrounds. During this time, she was responsible for recruiting senior candidates with Legal, Compliance, and Audit experience. She also took a leading and innovative role in deploying modern recruitment strategies for this company that included but didn’t limited to referrals, social media as well as direct sourcing. For her excellent, performance, she was then appointed as the Vice President & Executive Recruiter at Citi Global Consumer Bank in 2011. In this position, she was responsible for managing senior level recruitment tasks and started to work pro-actively with the hiring managers. She was also responsible for developing and managing negotiation process and manage the sourcing firms while managing recruitment process on a global scale till 2013.

In late 2013, Julie tried her career in the Insurance sector by accepting the offer of Experienced Hire Recruiting Lead & Corporate Vice President position at New York Life Insurance Company. In this position, she was responsible for managing recruitment process outsourcing and client relationship for all experienced hire positions. After working here for a small period, Julie came back to the banking sector as the Vice President, Executive Recruiter, Talent Acquisition at Deutsche Bank in 2014. In that position, she complex recruitment and negotiation issues, partnered with senior managers and managed recruitment firms. For her excellent performance, she was quickly appointed as the Executive Talent Acquisition Lead in this bank in 2015. Right now she manages full recruitment process for its important functions including Private, Wealth and Commercial clients. She is also responsible for managing a big recruitment team and providing them with strategic guidance and coaching.

Julie Zuckerberg has a keen interest in Arts, Science, Animals, Civil and Human Rights as well as Economic Welfare. She is also involved with a number of social and voluntary causes.

Brian Torchin: From Fixing Bones to Fixing careers

Brian Torchin is the founder of HRCR Staffing, based out of Philadelphia, Pennsylvania. He started the agency to help connect medical professionals to the job market.

However, his mission did not end there. His approach towards the business went against the grain of most staffing agencies. Staffing agencies are seen as a place where a person would go to get a quick job for a short term.

This is where HRCR differs in their philosophy. The idea from the beginning was to create a long-term partnership with their employees. And they have succeeded in spades.

Today HRCR is one of the most successful staffing agencies, especially in the medical field, in the world. The agency now has offices in all 50 states plus Europe, Asia, Canada and Australia.

Brian Torchin got his degree in exercise science from the University of Delaware and Chiropractic degree from the New York Chiropractic College.

After studying to be a chiropractor he did not find the process of looking for and finding a job very pleasant. This is what lies at the core for his reason to start HRCR. In short, he didn’t want others to go through the same experiences as he had.

According to Glassdoor, it’s safe to say Brian Torchin has a good presence on social media. He has up-to-date posts on virtually all the major social media outlets, including, Facebook, Twitter, Linked-in, and Aboutme.com. On Facebook, for example, he has several links to various groups connected with the medical field.

On twitter, most of his tweets concern where you can get chiropractic help. And he has over 1000 followers. CBC radio and CNN are some the major media outlets that have featured him.

Learn more about more Brian Torchin: https://vimeo.com/briantorchin

Mikhail Blagosklonny Life and Interests in Cancer and Anti-Aging Research

Mikhail Blagosklonny is a well-known scientist with his studies focusing mostly on cancer and aging. His research interests are centered about cancer and targeted cancer therapies that prevent damaging of normal cells. He has an M.D. in internal medicine and a Ph.D. in experimental medicine and cardiology on impactjournals.com. He earned them at the First Pavlov State Medical University. In 2002, he became the associate professor of medicine at the New York College. He served as a senior scientist at Ordway Research Institute. In 2009, he was appointed as a Professor of Oncology at Roswell Park Cancer Institute.

Dr. Mikhail Blagosklonny is an author to more than 270 articles and research publications with over 25,000 citations. He is the founding Editor and the Editor-in-Chief of Cell cycle and Oncotarget. He is an associate editor of Cancer Biology and Therapy, Cell Death and Differentiation, American Journal of Pathology, and PLOS ONE. Dr. Mikhail Blagosklonny is the founding member of 700forscience. It consists of experts who have specialized in creating grassroots support systems for biotechnology systems.

Dr. Mikhail Blagosklonny research work ranges from cellular and molecular biology to clinical investigations including signal transduction, cellular senescence, and anticancer therapeutics. He has come up with a hypothesis on the possible role of Target of Rapamycin signaling in cancer and aging. He proposes the use of the eponymous drug Rapamycin as a useful anti-aging pharmaceutical on imoactjournals.com. Dr. Blagosklonny is known to be a passionate advocate of Rapamycin in longevity studies. He suggests that Rapamycin may be an effective drug against atherosclerosis, osteoporosis, cancer, autoimmune diseases, diabetes, obesity, macular degeneration, Alzheimer’s diseases, hypertension, and hypercoagulation.

In his research on aging, he tries to find out if the continuous developmental program on gettingstronger.org in the body that causes diseases of aging can be pharmacologically switched off before becoming hyper-functional and damaging. He tries to identify a molecular target which causes cell senescence, organism aging, and diseases of aging. He is the writer of the hyperfunction theory of aging and anti-cancer approaches. They are commonly referred to as chemotherapeutic engineering and cell cyclotherapy.